Contact Financing Specials

Financing · Three lenders

Comfort now, paid your way.

A system replacement is rarely a planned purchase. It happens in August, on the worst afternoon of the year. So we keep three lenders on the truck, and your technician can run the numbers at your kitchen table before anything is approved.

SoarionWells FargoGoodLeap

Payment estimatorIllustration only

Project amount$9,500

$500 repair$25,000 full system

Term

$202Est. per month

9.99%Illustrative APR

With approved credit. Real terms, including 0% promotional offers on new systems, come from the lender at your table.

Get the real number

What it covers

Repairs, air quality, or the whole system.

We are not paid to steer you to a particular lender. The technician shows what each option costs per month against the same equipment, and you pick.

01

A repair you didn't plan forCompressor, coil, blower motor, control board. Financed the same day it is diagnosed.

02

A full Trane systemLoad-calculated, permit-pulled, warranty registered — and spread across a term that fits the month.

03

Indoor air qualityMedia filtration, UV, fresh-air dampers and duct sealing can all ride on the same approval.

Frequently asked

Straight answers about paying for it.

Does applying affect my credit score?+

That is up to the lender you apply with — they tell you before any credit check happens, and nothing is pulled until you choose to apply. Your Cowboy can walk through the options at the table first.

How long are the terms?+

Up to 15 years, depending on the lender and the amount financed. Shorter promotional terms — including 0% offers with approved credit — are often available on new system installs.

Can I finance a repair, not just a new system?+

Yes. Repairs, indoor air quality equipment and full replacements can all be financed. Ask your technician before the work is approved.

What do I need to apply?+

Your name, address, income and the approximate project amount. Decisions are usually returned in minutes, and your technician can walk through it with you at the table.

At your kitchen table

The number on paper before you decide — equipment, labor, materials, warranty — and a Cowboy who can walk through the monthly payment on the same visit.

A homeowner at the kitchen table with a pre-approval on their phone — From your couch · before the truck rolls

Start now — takes minutes

Get pre-approved before we ring the doorbell.

Apply on the lender's own site, bring the answer to the kitchen table, and the Cowboy prices the job against it on the same visit. Nothing is decided until you say so.

SoarionHome improvement financing through Soarion Credit Union — apply on their site, bring the answer to the table.Apply with Soarion ↗Wells FargoYour Cowboy brings the application to the table and walks through the terms.Call to apply ↗GoodLeapMonthly payment plans on a new system, priced at your table.Call to apply ↗

Secure lender sites · with approved credit · your technician can walk through it at the table

How it works

Three lenders, one conversation.

We are not paid to steer you to a particular lender. The technician shows what each option costs per month against the same equipment, and you pick.

Soarion Wells Fargo GoodLeap

★Simple application, usually a few minutes
★Fast credit decisions
★Promotional and 0% offers with approved credit
★Your Cowboy walks through the options at your table
★Terms up to 15 years

Ready when you are

Get the number before you decide.

A Cowboy can price the job and the monthly payment on the same visit — no obligation either way.

Call (210) 495-7771 Book online