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San Antonio HVAC Financing

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Flexible Payment Options That Fit Your Budget

Don’t let a tight budget stop you from getting the comfort you deserve.

Cowboys Air Conditioning & Heating offers trusted HVAC financing options from top lenders like Synchrony, Service Finance, and Wisetack – giving you flexible ways to afford repairs, replacements, or upgrades without delay.

View financing options

Have a question? Let’s Make Comfort Affordable

Our financing options:

Synchrony Financing

Synchrony_Financial_logo

Synchrony is one of the largest consumer financing providers in the U.S., offering convenient promotional financing options with a Home Design credit card issued by Synchrony Bank.

Key Benefits:
✔️ A simple application process and fast credit decisions
✔️ Unsecured, revolving credit lines
✔️ Open credit line for future purchases
✔️ Promotional financing options
✔️ Convenient monthly payment options
✔️ Online account management

Apply Now

*Subject to credit approval. Minimum monthly payments required. See store for details.*

Service Finance

svcfin-logo

Service Finance Company, LLC is a licensed sales finance provider and approved FHA Title I lender. They offer flexible installment loan solutions for qualified borrowers.

With Service Finance, You’ll Enjoy:
✔️ Flexible promotions and competitive interest rates
✔️ Fast credit decisions and funding
✔️ Credit lines most customers can handle
✔️ High quality, friendly service
✔️ Call us for complete program details

Apply Now

Wisetack

Wisetack-Logo

Wisetack allows you to break up your purchase into easy monthly payments — no hard credit check required to view your options.

Key Highlights:
✔️ 60-second prequalification
✔️ No impact on credit to check rates
✔️ Transparent terms with no hidden fees
✔️ Loans issued by Hatch Bank

Get Prequalified

*All loans subject to credit approval. Terms may vary. Visit wisetack.com/faqs for full details.*

 
 
 
  
 
 
 
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 C Gardner profile picture 
 
 
 C Gardner 
 
April 26, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Daniel and Rogelio did a great job duagnosing the problem and then fixing the problem.  They were very courteous and cleaned up after the job. I am pleased with their work.
  
 
  
 
 
 
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 Ann Fitch profile picture 
 
 
 Ann Fitch 
 
April 26, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Have used them before,  happy with this visit and will continue to use this service company.
  
 
  
 
 
 
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 Edward Orta profile picture 
 
 
 Edward Orta 
 
April 26, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Charles was professional, answered my questions to my satisfaction and made recommendations of electrical concerns that should be assessed by an electrician. Overall, very satisfied.
  
 
  
 
 
 
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 Jenny Hinze profile picture 
 
 
 Jenny Hinze 
 
April 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Noah was Awesome!!👍 He did a Fantastic job diagnosing and recommending a solution. They have excellent customer service and are very responsive! We will be using them again and recommending them to friends and family!😇
  
 
  
 
 
 
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 Robin Cook profile picture 
 
 
 Robin Cook 
 
April 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Called Cowboys for a system check up. They squeezed me in the schedule and Daren showed up right on time. Thank you and I will keep Cowboys on my list for any new maintenance that comes up!
  
 
  
 
 
 
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 Mark Martinez profile picture 
 
 
 Mark Martinez 
 
April 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Jorge and. Ivan, with Cowboys AC, Did a fantastic job installing my new 2.5 ton HVAC system in 1 day, very clean work area, and quiet tech service ,  while everyone was at home! Great organization and Service   ty ☆
  
 
  
 
 
 
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 Martha Saenz profile picture 
 
 
 Martha Saenz 
 
April 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
I received exceptional service from Eddie, Robert and Frank. Highly recommend Cowboys AC !!!!!!!
  
 
  
 
 
 
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 Greg Ehrlich profile picture 
 
 
 Greg Ehrlich 
 
April 25, 2025
 
 
 Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google. 
Hot hot hot.  I came home at 5:30 today & found our a/c wasn't cooling.  Something was broke.  Called Cowboys & Deron came inside of 3 hours to quickly assess the problem & set repairs in motion.  He was great.  Cowboys will soon return with Manufacturer parts & we're in anticipation of repair.

Don’t Let Cost Delay Your Comfort

Unexpected HVAC repairs or system replacements can be stressful – but with flexible financing, they don’t have to be.

Start Your Financing Application

Ready to Apply?

Take control of your comfort and your budget.

Apply Today

COMFORT NOW, PAY LATER

Need a new system but worried about the cost? Cowboys Air Conditioning & Heating offers flexible financing options to make your comfort more affordable.
Apply today and enjoy stress-free payments on repairs, replacements, and upgrades.

Address

6510 Blanco Rd
San Antonio, TX 78216

Email

info@cowboysac.com

Call us

(210) 495-7771

Cowboys Air Conditioning & Heating

(210) 495-7771